YARD CARD/YARD CARD PLUS PROMOTIONS

AVAILABLE THRU 12/31/10

US DEALERS ONLY

12 Months Deferred Interest (Plan Type 1)*

Deferred Interest with Payments: the customer is required to pay a minimum monthly payment equal to 1% of the purchase balance during the promotional period. Interest accrues at the standard account APR during the promotional period. Accrued interest is charged to the customer’s account if the original purchase amount is not paid in full by the end of the promotional period. The minimum payment amount will increase to the standard Account repayment percentage after the promotional period for the remaining balance. (Plan Type 7)

Original Amount	Repayment Factor**	Promo Fee***
Under $1,000	1% then 3.50%	$25
Over $1,000	1% then 3.50%	$125

Interest rate: 28.99%

1.9% for 36 Months

Original Amount	Repayment Factor	Promo Fee
No Minimum	2.86%	$125

0% for 24 Months

Original Amount	Repayment Factor	Promo Fee
No Minimum	Equal	$125

6.9% for 60 Months

Original Amount	Repayment Factor	Promo Fee
No Minimum	1.96%	$125

 

3.9% for 60 Months

Original Amount	Repayment Factor	Promo Fee
No Minimum	1.84%	$125

**Customer monthly repayment is a percentage of the original amount financed.

***Promo fee is charged to consumer and will appear on customers first billing statement and added to the existing balance